HFI Financial

Keith L. Hatton, CFP, CLU, ChFC, TEP

financial planner planners Canadian planning advisor

We are a Canadian Financial services organization specializing in advanced tax sheltering, wealth accumulation planning, business succession, and retirement planning. We have also been very successful in reducing costs of employee programs and providing more tax effective compensation.

health, dental, rrsp, rrif, tax shelter, mutual funds, shared ownership, split dollar, segregated funds, bonds, life insurance, employee benefits, planners, financial, planner, pension plans, offshore, trusts, living buyout, universal life, IPP, rrsp maximums, disability insurance, RCA, levered, financial planning, estate planning, buy sell agreements, group insurance, group RRSP, accident and sickness insurance, Canadians Can Now Purchase an Affordable US Health Care Plan

We are a Canadian Financial services organization specializing in advanced tax sheltering, wealth accumulation planning, business succession, and retirement planning.

Financial, RRSP, Mutual Fund, Estate Planning, IPP, RRIF, Employee Benefits, Life Insurance, Universal Life, Tax Shelter, Living Buyout, Financial Planning, Retirement Planning, Shared Ownership, Pension, Trusts, Offshore, Shareholder Agreements, Accident and Sickness Insurance, Group Insurance, Canadians Can Now Purchase an Affordable US Health Care Plan

TABLE OF CURTATE LIFE EXPECTANCIES IN YEARS

Based on CIA 1986-1992 Age Last Mortality Table

..........Male.............

.........Female.............

Age	Non-Smoker	Smoker	Non-Smoker	Smoker
20	59.0	51.8	63.3	58.5
21	58.0	50.8	62.3	57.5
22	57.1	49.9	61.3	56.5
23	56.2	49.0	60.3	55.5
24	55.2	48.0	59.3	54.6
25	54.3	47.1	58.4	53.6
26	53.3	46.1	57.4	52.6
27	52.4	45.2	56.4	51.7
28	51.4	44.3	55.4	50.7
29	50.0	43.3	54.5	49.7
30	49.5	42.4	53.5	48.8
31	48.6	41.5	52.5	47.8
32	47.6	40.5	51.5	46.9
33	46.7	39.6	50.6	45.9
34	45.7	38.7	49.6	45.0
35	44.8	37.8	48.6	44.0
36	43.8	36.8	47.7	43.1
37	42.9	35.9	46.7	42.2
38	41.9	35.0	45.7	41.2
39	41.0	34.1	44.8	40.3
40	40.0	33.2	43.8	39.4
41	39.1	32.3	42.9	38.5
42	38.2	31.4	41.9	37.6
43	37.2	30.6	41.0	36.7
44	36.3	29.7	40.0	35.8
45	35.4	28.9	39.1	34.9
46	34.5	28.0	38.1	34.0
47	33.6	27.2	37.2	33.2
48	32.7	26.4	36.3	32.3
49	31.8	25.6	35.3	31.5
50	30.9	24.8	34.4	30.6
51	30.0	24.0	33.5	29.8
52	29.1	23.3	32.6	28.9
53	28.3	22.5	31.6	28.1
54	27.4	21.8	30.7	27.3
55	26.6	21.1	29.8	26.5
56	25.7	20.4	29.0	25.7
57	24.9	19.8	28.1	24.9
58	24.1	19.1	27.2	24.2
59	23.3	18.5	26.3	23.4
60	22.5	17.9	25.5	22.7
61	21.7	17.3	24.6	21.9
62	21.0	16.7	23.8	21.2
63	20.2	16.1	23.0	20.5
64	19.5	15.6	22.2	19.8
65	18.8	15.0	21.4	19.1
66	18.1	14.5	20.6	18.5
67	17.4	14.0	19.8	17.8
68	16.7	13.5	19.1	17.2
69	16.1	13.1	18.3	16.6
70	15.5	12.6	17.6	15.9
71	14.9	12.2	16.9	15.3
72	14.3	11.8	16.2	14.8
73	13.7	11.3	15.5	14.2
74	13.1	10.9	14.8	13.6
75	12.6	10.6	14.2	13.1

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We are a Canadian Financial services organization specializing in advanced tax sheltering, wealth accumulation planning, business succession, and retirement planning. We have also been very successful in reducing costs of employee programs and providing more tax effective compensation.

health, dental, rrsp, rrif, tax shelter, mutual funds, shared ownership, split dollar, segregated funds, bonds, life insurance, employee benefits, planners, financial, planner, pension plans, offshore, trusts, living buyout, universal life, IPP, rrsp maximums, disability insurance, RCA, levered, financial planning, estate planning, buy sell agreements, group insurance, group RRSP, accident and sickness insurance, Canadians Can Now Purchase an Affordable US Health Care Plan

We are a Canadian Financial services organization specializing in advanced tax sheltering, wealth accumulation planning, business succession, and retirement planning.

Financial, RRSP, Mutual Fund, Estate Planning, IPP, RRIF, Employee Benefits, Life Insurance, Universal Life, Tax Shelter, Living Buyout, Financial Planning, Retirement Planning, Shared Ownership, Pension, Trusts, Offshore, Shareholder Agreements, Accident and Sickness Insurance, Group Insurance, Canadians Can Now Purchase an Affordable US Health Care Plan

Call us toll-free at (866) 444-2745 with questions or comments about this web site.

Copyright © 1996-2008 Hatton Financial Inc.

Last modified: August 05, 2009