HFI Financial

---

---

	There are many advantages available to those who take the initiative to investigate both traditional and non-traditional strategies related to the purchase or sale of a business. We may be able to show you how you can purchase a business that may not have been possible using traditional financing alternatives. Or if you are the seller, we may be able to show you a method of transaction that could result in substantial benefit to you. Preparation and planning is best done well in advance of the transaction. If you are considering the sale or purchase of a business in future years, call us now. Regards, Keith Hatton CFP, CLU, CH.F.C., TEP
	By planning ahead with the seller, purchasing the business can not only be much easier for the buyer, but also benefit the seller. Call Hatton Financial now to find out how you can buy or sell a business more intelligently. "If a company is buying out a shareholder, the Living Buy-Out should be carefully examined as an option because there could be significant cash savings to the company in financing the buy-out in this way."   - Alberta Tax Lawyer "After months of scrutiny amongst shareholders and advisors, we adopted "the Living Buyout" to purchase shares from retiring shareholders. In the process, we saved hundreds of thousands of dollars over prior approaches taken to fund similar buyouts."   - CMA and Controller of Canadian Engineering firm
	Purchasing a business in a traditional manner provides few alternatives. Purchasers either: use existing cash; borrow funds; sell assets; pay out the seller over time. “Fifty percent of businesses fold when the owner retires. Unfortunately, in most situations, there are children or employees who could have taken over the business, but no one showed them how.” The Hatton Living Buyout minimizes your initial and ongoing purchase capital requirements, thereby providing a greater opportunity for the future success of the business. Minimize Risk. Maximize Opportunity
	The more successful the business becomes, the more difficult it becomes to find a buyer with sufficient capital. Even when the seller would prefer to retire, sellers are generally required to remain on to assist through a transition period. If an acceptable purchaser cannot be discovered, the business may have to be sold in pieces with a corresponding decrease in value or the seller remains on with the business well into his/her intended years of retirement. The Hatton Living Buyout lessens tax burdens and ensures maximum financial gain from the sale of the business. Maximum Value. Intelligent. Safe.
	THE MILLION DOLLAR BUSINESS Traditional Sale/Purchase vs. Living Buyout Example TRADITIONAL LIVING BUYOUT* 5% Financing Immediate 5 Year Plan $225,000 $225,000 $225,000 $225,000 $225,000 $185,000 $185,000 $185,000 $185,000 $185,000 $130,000 $130,000 $130,000 $130,000 $130,000 TOTAL $1,125,000 $925,000 $650,000 NPV 5% $974,132 $800,953 $562,831 *Total of all payments returned to seller in addition to sale price. The above numbers assume current rates of return and not guarantees of future results. Speak to us for more detailed information.
	HATTON FINANCIAL INC. #408 - 9707 - 110 St. Edmonton, AB T5K 2L9 Telephone: 780-482-2745 FAX: 780-488-1025 Web: www.hatton.ca

Please call for more information.

Contact Information

Keith L. Hatton, CFP, CLU, CHFC

Telephone

780-482-2745

FAX

780-488-1025

Postal Address

#408 - 9707 - 110 St.,Edmonton, AB, T5K 2L9, Canada

Electronic mail

General Information:

Reference Accounts

References of individuals currently enjoying this approach available on request.

Information Request Form click here

Call us toll-free at (866) 444-2745 with questions or comments about this web site.

Copyright © 1996 - 2008 HFI Financial Group of Companies

Last modified: December 14, 2008